Author Archives: Neville

About Neville - Tracking the road to financial success from the age of 22 (now 27).

2016 re-cap

Random list of things in 2016 so I don’t forget:

  • Spent New Year’s in New Zealand. Bungee, King’s College, saw a hypnotist,
  • Went to Australia after that, surfed at Bondi.
  • Skywriting experiment with drone.
  • Last of NevBox’s sold/gifted.
  • Played with ConversionXL eye tracking tech.
  • Onesie Workout for Noah’s Bday.
  • Horseshoe Bay rental weekend w/ boats & jet ski’s.
  • AIWA AI prank on Chad.
  • 3rd best mini gold course.
  • Stayed consistent in working out. Not too much, not too little, just right.
  • Stayed consistent in work output. Not too much, not too little, just right.
  • Tucker IMP.
  • SXSW. Casey Neistat. Threw big friends brunch party @ Whitley. Afterparty.
  • Random penthouse party @ Hilton.
  • Last night WeWork hang w/ dog.
  • Prince Mohammed Bin Al Medhora social experiment. Totally worked. Can never do again.
  • Houston for parents play.
  • Little Aaron’s bday at kids park.
  • GAF N bday present and bar.
  • Prince / Michael Jackson shirt switch accident.
  • Played with new VR and Hololens @ MM w/ John
  • Mark/Nao Wedding.
  • Ser/Viv playdate.
  • SF for HustleCon 2016. Apple Watch, SidBurrito, Andrew Warner, L/S’s place stay.
  • Charlie Hoehn bubble soccer bday @ Long Center.
  • N scooter random east side explore.
  • Denver to speak at printers.
  • Chicago for Z Games. Acroyoga, RA’ing, JungleBallers, Club night, D’s place with 12 peeps after.
  • FirstDraft start. FirstDraft Die.
  • Grilling pool parties.
  • Romeo visit.
  • SD visit.
  • FinCon 2016.  S, N, P, A.
  • SanFrancisco month. Sam’s, Sid, FB visit, Google talk Ryan Holiday, W hotel, TheHustle, Mixergy, Ramon’s boat & Bay island visit, JR meetup and nitrogen ice cream, Founders Fund visit, A visit after, google trip, Navroz in Freemont.
  • Rob’s bday dance.
  • SumoCon and speech.
  • Guys trip to cabin in Harambe and truck tent. Drones, Guns, Country, Canoe, Whale.
  • SD trip.
  • Brad bday at Swift.
  • ACL w/ Kun, Moh, Em, Nit, Shez.
  • Sid’s bday @ Four Seasons.
  • Nit wedding in DC.
  • A Aus. Bikes. Halloween at Jen/Chad.
  • Summit at Sea with Brent/Mick/John/Tar/Nat/Ras/etc. Gary Vaynerchuk hang, Steve Jervetson hang, Matt Mullenwig hang, Shep Gordon Hang, Quintin Tarantino, Kendrick Lamar.
  • Miami afterparty.
  • Onesie Bowling bday party.
  • Dumb & Dumber dinner with Blackalicious rapper @ Brad’s.
  • Houston Thanksgiving w/ Goofy.
  • Jes House Party w/ Hollis/Mich.
  • D house party w/ all the kids.
  • Galveston xmas trip w/ fam. Dolphins, pool, moody ice sculptures.
  • Vail trip @ chalet for NY’s.

Nested Universe Theory

This is Nested Universe Theory.
A thought essay by Neville Medhora.

Special thanks to inspiration from: Ray Kurzeil, Elon Musk, Rick & Morty.

Theres a theory that this entire universe exists in a sort of computer simulation.  I first heard about this theory maybe 10 years ago.

It sounded totally kooky, until you actually think about it some more.  The more I think about it, the more is seems plausible that we live in a nested universe.

When I say “Nested” I mean a file structure like this:

At some point there must be a “base reality” where things actually exist.  This “base reality” will eventually develop a civilization that becomes advanced enough to simulate its own universe. Then a civilization inside the simulated universe develops IT’S own simulation and so forth.


Why would someone want to simulate a universe??

There are many reasons people would want to simulate a universe, here’s the 3 primary ones:

Reason #1: Experimentation:
It’s just cool! It would be awesome to see which possible outcomes for a universe would be best. To see what would happen in a tense situation like a war, and whether or not to start one.

You could test different physical limits. Just like we can control gravity and other parameters in a video game, we could test out different parameters in a simulation such as gravity strength per unit of mass, the speed of light (maybe make it 100,000 mph in one universe and 10,000,000 mph in another and see what happens.

In our world we already run digital simulations of the physical world lol the time. Fluid dynamics, virtual wind testing, ocean current predictions, weather pattern predictions, hurricane predictions, blood flow predictions, brain simulations etc.

Reason #2: Fun and Entertainment:
We already simulate real life in pretty vivid detail with computer games. Elon Musk said: “Assuming any rate of advancement in game technology AT ALL, gaming experiences will be indistinguishable from real life.”

Games like world of Warcraft and GTA already have millions of linked players online, and many of the characters in the game are already basic AI’s that can do critical thinking, manipulate their environments, and play in the confines of their reality. So saying people could “live inside a video game” is actually not that crazy….it seems like we’re already part of the way there.

Most games are already crude simulations of life. Racing games, skateboarding games, war games, whatever…..their goal is always to have an experience within the safety of a fake world.

You can play Super Mario and die 1,000 times in the game, but be perfectly safe in our world!

Reason #3: Profit:
Imagine being able to simulate the world and profit from the information about the future…..

Guess what?

We already do that! We simulate weather patterns to make future predictions, we simulate financial markets to make profits, we simulate stuff like housing prices to predict where they’ll go. Simulations are getting better all the time.

Currently we can predict weather patterns by emulating 1km square blocks of the world. That means one “pixel” of this simulation is actually quite huge, therefore creating innaccuracy in the simulation. Roughly every two years that “pixel” halves in size.

Some super-rough math: A kilometer is 100,000 centimeters….it will take only 15 half-ings (or about 30 years) to simulate the world down to the centimeter. That means in a basic weather simulation, it could also take into account the body heat your own body contributes to the global temperature!
Within 15 more half-ings (another 30 years or maybe less) that simulation will be at the .000001% of a centimeter accuracy.
This will only take 60 years current pace.
It’s not unthinkable that within 100 to 200 years humans will be able to simulate our entire Earth at near Planck-length accuracy!

……and this scenario is assuming computational increases will happen at the same pace they always have. Although around the 2030’s or 2040’s it’s likely computers will take over the function of designing processing power (rather than slow humans), and expand it at an almost unthinkable rate.
Being able to simulate the Earth (or certain areas or brains or humans) will help predict the future, just like if you know the location and trajectory of a bunch of pool balls on a pool table, you can easily predict where they will go when hit.

Basic games on your phone can already predict this with astonishing accuracy. Similarly, if you know the location and trajectory of every atom within a system, you can also know exactly what will happen in that system with amazing accuracy.

If the tiny computer in your pocket can already run a million of these pool table trajectory simulations at the same time, its not hard to believe that our largest supercomputer in 60 years will be able to run several atom-scale simulations of the Earth. It actually seems downright improbable that in 100 years we won’t be able to do this.


If I personally had the ability to run accurate experiments in a fake digital world without any consequences to me in the “real” world……I would do all sorts of experiments!

  • In one world, I would be a total douchenozzle to everyone I met, fuck over any acquaintances, and do heinous crimes all the time.
  • In one world, I would be ultra nice and helpful and kind and see how it plays out.
  • In one world, I would change the parameters of my character to be 7 feet tall and see how his life plays out.
  • In one world, I would change the parameters of my character to be female and see what happens.
  • In one world, I would have my character take an alternate path in life at a crucial turning point, for example have him go to a different college or get married really young or unexpectedly have a child.


Basically this capability to experiment on your life “if it were a certain way” could help dictate how you would live your own life.

This could be the biggest “self help” tool ever! Or it could go horribly wrong in some way we didn’t expect.  I wish we could just run a simulation and see how it turns out ;-)


So a nested universe theory would state that we are a universe inside a universe inside a universe universe etc….

This structure reminds me a lot of folders in a computer drive, or a VPS machine (virtual private server) where your software believes it’s hosted on its own individual server, but really there’s hundreds of “virtual” servers on the same machine.

If our universe is a simulation on a machine, what physics says are alternate universes (multiverse theory) could actually just be the other root installs on our server! We could just be one install out of thousands on a random server rack somewhere!


We might just be “Universe-26-B-259″…and in this universe simulation everything has gone the way it has:

  • A billion years into Earth’s formation there was small replicating life.
  • A “human” life form known as “Thomas Jefferson” was once the leader of a human designated plot of cooled rock called a “country.”
  • The speed of light on Universe-26-B-259 is 299,792 km per second.
  • A force called “gravity” exists in this universe.
  • Disk space: 40 xenottabytes.
  • Processing speed: 2.8 zetahertz.

The next universe on the server might be a little different, with gravity being less per mass and the speed of light faster. These small parameter changes could mean drastically different outcomes for this install. Maybe gravity is so weak in this universe, planets are normally 10,000x the size of normal planets in our galaxy before they provide enough gravity and stability for self-replicating life to form.

There might be millions of these instances running at one time, maybe even in a few seconds each, but we interpret it in real time.


This actually isn’t that crazy, because it’s kind of what we already do in data centers.  A hosting company might have thousands of servers running thousands of installs:

Is it possible to break out of a simulation?
This is not totally know yet, so let’s explore both possibilities:

You DO have the ability break out of your simulation:
This could be a Matrix-type situation where you break out of your simulation, but the real world actually just sucks and it’s just better to be in the simulation.

I’d imagine if you were playing a game, and inside the game was a sufficiently intelligent program, it would maybe figure out how to manipulate your game console.

For example if you are playing Minecraft, create an AI simulation inside, and it gets smart enough to access your computers other functions. It might be able to take it’s knowledge and create a version of it’s self in YOUR actual world.


In the computer server example in this article, imagine an entity getting smart enough, figuring out it WAS instead contained inside a simulation, and it created access to the “root” of the server. In this case, that entity would be able to access all the different universes on the server. So it seems plausible that this could happen depending on the architecture of the system.

Suppose you can NEVER break out of the simulation:
It might be impossible to break out of your simulation if the creator built it well, but you can always create your own simulation! You can make your own simulation within the simulation and make your own reality in that!

You could also just KNOW that life is just a simulation and therefore not give a f*** about what happens to you (reminds of Rick from Rick & Morty)!

Anyways, I just got to Denver and leaving the airport now, must end post, hope you enjoyed :)

December 2016 Goals


There are my December 2016 Goals based on my standard monthly goal planner format.

I’ll be trying a new format with the kopywritingkourse premium materials by not letting them be sold all the time, only at specific times.  This can allow for specific “klasses” to open and close.

October 2016 Goals

Here’s my monthly goals for October 2016:


These goals are always made using a similar style to this monthly goal planner because 3 primary goals is very attainable to hit vs. a huge list of goals that makes you scatterbrained.


FinCon 2016

Went to San Diego recently for FinCon 2016.  It’s a financial blogger conference, of which I was one of the first financial bloggers online!

This blog originally started just to track my finances and what I made.  As the numbers got larger, more and more people would just copy everything I did which got frustrating, so I stopped.

However there is now a huge financial blogger community (FinCon this year was 1,000+ attendees) which is neat.

Here’s some of my memories from it:

Ate at El Puesto (twice)!  They even has filet mignon tacos!

Took at ride in Pat’s Tesla X.  That thing is so fast. Even though it’s a 7-seater family SUV, it can beat any Ferrari or Lamborghini to 60mph!
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There were tons of cool yachts right outside the hotel:
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….may have (or may have not) snuck onto a few of them:
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I liked it when people organized private dinners outside the conference because it made meeting other people much easier and in a quieter and more intimate setting:
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The hotel was great and had balconies and amazing views:
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Photobombed by seagull:

Went with Patrick, Noah, Jenn, Jordan to a cool taco spot in a hipster-ish area of San Diego and also coffee shop:
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Being a rebel in the gym. Plz don’t rat me out to the police ;)

Another private dinner:
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Hung with Steve a bunch:

A group of us took a trip to In-N-Out Burger with Jordan and a couple other peeps! I got a double with cheese and fries.  I got hungry just typing that :)
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Did this cool escape room thing!

Hahaha…..Noah in his room prepping for his keynote speech.  He gave away $8,000 in cash + lottery tickets during the speech!
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Rented bikes and went for a quick bike ride + beer:

The weather and sunsets over the San Diego Marina were ridiculously pretty:
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Expert Breakout Sessions:

Steve’s session:
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Pre Noah’s Keynote with PT:
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Lol @ Noah sitting on the ground before waiting to go up:

Noah gave literally the best keynote speech I’ve ever seen!  Really stepped it up on this one.  People laughing the whole time, $8,000 + lotto tickets given out to crowd, great message, lots of concrete examples, and super funny!
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Good times!

SF in August

For most of August I took a trip to San Francisco:

1.) Because it’s currently crazily hot in Austin and my brown skin can’t take it. SF weather is perfect for me.
2.) Because SF is the tech hub of the world.  Nothing even remotely compares.

So since I forget everything within a week, here’s some random pics from the trip so Future-Neville can remember it!

First stopped in San Diego:

Then arrived in SF:sf2

Sid The Dog picked me up:

Hung out at TheHustle offices:

Bought a scooter for the trip to ride around Glen Park:

Even had a little workout station at the house:

Took a few hikes.  Saw a dude selling refreshments on top of one of them!

Made a PitBullBurrito:

The WeWork at Civic Center was home to several work sessions:

Held an office hours from a little room there:

Gus the Dog:

….helping me write a story:


Met up with Chandler Bolt:

This pup!


Happy to go on a boat!

….then realized he hates boats:

Out on the Bay:

Drive-by of Alcatraz:sf20

Sam docking:

Classy boat dog:

Boat Dog at Angel Island:

Under the Golden Gate:

Dinner with Jordan Harbinger, Noah Kagan & Neville:

Dinner….we all ordered the same salmon dish!


Golden Gate Entrepreneur:

Austin friend JR:

Lunch with some entrepreneur peeps:

Had ice cream made with liquid nitrogen:

….and I totally ate it all!

Latenight WeWorking:

Went to the Founders Fund offices to hang:

….the lunch was awesome:

Blanket Bull:

Sid “guarding” my room and guitar:

Had Soylent’s new coffee version…was actually pretty good:

Some drunk guy bumped into our group, made awkward conversation, then left.  No biggie.  5 min later waitress brought us 25 shots…..that dude bought them for us for some reason.  Weird!

Working out of Facebook:sf40

Facebook lobby:

Facebooking….but the productive kind:

Drank Facebook coffee.  I’m 98% sure it was just regular coffee :)sf43

Upstairs at FB overlooking the other campus across the highway:sf44

Hangin with Stepan at FB:

The FB cafeteria:sf46

“What is this….a building for ants!?!”


PitBull Bookstand:

The Apple Store at Union Square is one of the best designed and architected retail spaces I’ve ever seen!

Rented a drop-top for cruising around the peninsula:sf50

Top up:

Hanging out with Steve Chou in Mountain View:sf52

Saw my buddy Ryan Holiday talk at Google:sf53

Google Nev:

Good times!

August 2016 Goals

New month.  New Goals!

Here’s the goals for August 2016:

August 2016 Goals

I was planning on staying SanFrancisco for all of August.  So from Aug 7th – 21st(ish) I’ll be in SanFrancisco.

I may-or-may-not stay the entire month.  Currently no planned return date.

This trip serves two purposes:
1.) It’s hot AF here in Austin right now and I could use a break from the heat.
2.) SanFrancisco-ish area is the mecca for all tech stuff, and it’s always fun to hang out with other techie people.

I’ll still be doing a lot of work when here, so it’s not really a vacation.