My 2015 – 2020 Predictions

So I’ve never done this, but think it’ll be fun.  I wanna try to predict the future 3 – 5 years from now!

In 3-5 years we can come back to this post and either congratulate me or make fun me!  I also wanna just self-think what investments I should make, what technologies I should keep an eye on, or what trends to hop on.

Whilst completely impossible to predict the future, I think with current knowledge a 5 year prediction is about the absolute limit. 

I remember 5 years after the first iPhone came out there’s NO way most people could’ve predicted what  revolution that caused (every person on the planet would soon be carrying an internet-connected supercomputer in their pocket).

So let’s get started predicting!


Neville's Financial Blog: Tracking the road to financial success

Things through 2014 kicked ass, but I seriously doubt this trend will continue for numerous reasons.  I think the cracks which will cause another downturn will start to show in 2015, and continue a downward trend for a year or two after that.  I feel like at least part of 2016 will start seeing a bunch of “the world is ending” type news.

A nice explanation of economic cycles by Ray Dalio:

The good news is, when things are bad, everything is on sale!!
Houses! Stocks! Everything!

“Be fearful when everyone is greedy, and greedy when everyone is fearful.”

–Warren Buffett



Neville's Financial Blog: Tracking the road to financial success

Right now I live smack-dab-in-the-middle of downtown Austin, which is growing at one helluva rate.  And the growth is justified, as tons of big-ass companies start moving in major campuses here, which in turn is driving about 150 to 200+ young and highly paid people to move here every day.

The overall trend across the entire world is that people want to live in urban centers if they can, but at some point it gets too expensive and difficult, so they either move to a suburb or to a small place.

Thus, mid-sized cities like Austin have continued to grow at a huge rate because it’s a cool city, there’s water all over the place, the taxes are low, jobs are plentiful, it’s pretty, the weather is good, and you can overall live a super high quality of life for a reasonable amount of money.  

Sure I can buy an expensive house on the lake in Austin for $5,000,000……but I can ALSO buy a reasonable 3-bedroom family home with a front & back yard for less than $200,000 if I go just 15 minutes outside of downtown.

That last part is why cities like Durham, Boulder, Portland etc are growing so fast.  You can actually like a great life when you’re young, then have kids out in the suburbs.  Your long-term plans can be secure in a smaller city like Austin.  Whereas trying to settle down in New York or London is way more of a “difficult” deal.  

However, A LOT of people are suddenly realizing “The American Dream” because housing prices are so crazy.  This is primarily due to interests rates being STUPIDLY LOW.  Like 4% or less.  Meaning buying a $300,000+ home is pretty affordable for most people right now!

Meaning shit-tons of property is being sold.

Every single Tom Dick and Harry I know (I’ve always wanted to use that phrase!)….is either buying a house or becoming a real estate agent.  This is a starting sign of a small bubble.  It doesn’t mean it’ll collapse, but it will correct at some point.  

A the real estate prices and rents have hockey-pucked uwards in the last two years.

Whilst my overall longterm (10+ years) view of Austin and other cities is upwards, I think the short term (3 years) will see a reasonable decline in housing prices.

I SERIOUSLY DOUBT IT WILL BE IN IMPLOSION…..but it will be a “coming back down to Earth” as soon as the interest rates start going up.

Almost everyone follows this simple rule when buying a house:

If   [Rent] > [Mortgage] = Buy house.

And when interest rates are super low, then of course it drives people to buy houses.  And I’ve seen a lot of people buy houses they could not afford.  

Also there’s a trend in downtown urban areas where the rents are skyrocketing, but will likely STAY in that region and not deflate a huge amount.  

It’s because younger people want to live downtown, and would rather spend 50% or more of their income to live in a sweet-ass place downtown than spend only 20% of their income on rent, but then have to buy a car or commute every day. 

I actually sort of agree with this (to an extent).  I think your quality of life is higher if your workplace is closer. 

Also let’s factor in the AirBnB’ization of apartments.  If you live downtown and can sneak in a few rental days per month on your place, you could bring in some serious extra money, maybe offsetting the amount of money you’re spending on rent.  

tl;dr: Interest rates at some point will go up, causing housing growth to slow.  Urban rents will still be expensive.  



So here’s some thoughts about future trends I see coming, all of which I’m excited about.  

I believe in the coming 5 years these changes won’t necessarily DESTROY any industries, but instead will drastically the shift power to different companies. 


Neville's Financial Blog: Tracking the road to financial success

Electric cars will hit an inflection point soon where every car manufacturer will seriously start going electric (at least they better get on it lest they get left behind).   

By the time I have kids and they grow up I’m sure they will rarely ride in a gasoline powered car.

Who would want to???

Already the best car in the world right now is an electric car (Tesla P85D).  

Electric cars are getting massively cheaper, and a 7-seater electric family sedan can already outrun any Lamborghini on the road off the starting line, electric cars are more spacious, and they are far more simple (the average Tesla has just 25 moving parts).

The benefits of a good electric car make it SO much more appealing than a gasoline car in every single possible way that it’s almost CRAZY to think in ten years someone would want to buy a gasoline car for any other reason than price (side note: I predict gasoline cars will get super-damn cheap).

Basically as these things happen, the delta increase of electric cars will take a rapid rise:

  • Electric charging infrastructure gets better (it’s currently slightly-below the “decent” line).
  • Economies of scale starts increasing for electric car materials/parts. 
  • The price of an electric vehicle equivalent to a Toyota Camry gets to around $35,000 or under.

My money is on:  Tesla Motors (TSLA).  Not to mention they will soon control more than 80% of all worldwide battery pack production. Can’t make no electric car without no battery pack!  

A special word about my thoughts on Tesla Motors:  Aside from having a small man-crush on CEO Elon Musk, I think the “moat” around Tesla Motors is so big, and undeniably growing larger:  

  • The Tesla Gigafactory will output more L.I. batteries than ALL THE CURRENT L.I. BATTERY PRODUCTION ON THE ENTIRE PLANET.  (this is a super important factor to keep in mind).  
  • Much like Apple did with certain types of processors and super-strength glass, Tesla will likely have a stranglehold on MOST of the supply of all the materials required.  Since Tesla will be the worlds largest buyer of these materials, this lowers their price and puts a huge strain on other manufacturers to get materials.
  • In electric cars, the software within the car is almost as important (if not MORE important) than the hardware.  Since Tesla is a hardcore software engineering firm as well as hardware, it has a MASSIVE advantage over the incumbent car companies.  
  • Tesla is most likely to first introduce an SDK and API to their cars (and get the most developers on it).  With a car that’s able to be customized in any way (much like an iPhone can be customized with apps to each user), the possibilities are awesome!  Especially since developers will be able to work with a car that’s fully controlled by software and has autonomous driving capability built right in. The cool new thing will be “apps for your car” at some point in the next few years.  But they can be far more useful than simple apps on your phone.  

Also as electric infrastructure improves, I also think Tesla’s battery business will boom.  

If you think about:

Nearly EVERY SINGLE PERSON ON THIS PLANET carries around a high-capacity Lithium Ion battery right in their pocket (aka your phone).  So batteries are already big business.  

But BIG batteries are not super common yet because they are expensive.  But as economies of scale happen (Gigafactory as a start), and the natural progression of energy density increases (something like 8% per year compounded), damn-near everything will be better off powered by a battery than traditional fuel sources.  

I think dependency on fossil fuels will remain for quite some time…..however electric has started it’s timid and initial ascent.   Gas-powered car companies should take a STRONG note.  

Once again, my money is on Tesla Motors (TSLA).


Neville's Financial Blog: Tracking the road to financial success

Basically all traditional media will continue its transition into the internet.  

Cable TV will slowly more-and-more get absorbed by internet services like Netflix, Hulu, YouTube, Amazon etc.  When live sports start high-quality live streaming through the internet, the cable companies are SCREWED.   

YouTube (and similar services) are going to absolutely decimate the traditional television industry.  Like literally decimate it to shit.  

YouTube will go on an even further rise when it gets CURATION down to a science.  Currently winding down with TV is still better because it’s a mindless activity that requires no effort.   

With site like YouTube and Netflix you’ve gotta constantly think which videos to watch which is annoying and hard.  This function is already getting better…and will get REALLY good in the next 3-5 years.

Already Hulu kind of has an interesting way of showing you stuff it thinks you’ll like without having to push a button.  

Also as the screen in your pocket gets better (your phone), you’ll need a traditional TV less and less. 

If YouTube (or Hulu or NetFlix) starts streaming live sports games, it’s the nail-in-the-coffin for TV.  It’s seriously over for them.

Already for younger generations, they can identify FAR MORE YouTube celebrities than traditional TV & Movie celebrities. This trend will accelerate.  The dollars will follow (correction….they’re ALREADY following).  

Basically advertising dollars flow to where the viewers are.  This means more and more dollars will start going to Google properties, Facebook, Instagram, SnapChat….or whatever the hell else will come out in 5 years (almost impossible to tell) that keeps people’s eyeballs glued.

However I think YouTube is going to be a dominant player here. 
Big time.  

So where will a lot of advertising dollars and distribution go?
Placing my money on: Google (GOOG).

Side note: Amazon is doing some interesting things in this space, and are getting aggressive.  I think they have a legitimate shot at becoming a major player in digital content delivery like movies and TV.   




Neville's Financial Blog: Tracking the road to financial success

Traditional books are going to be less of a thing.  100 years ago all you could do was read. 

Now we can all watch video, browse internet, listen to audio, play video games etc….basically the “brain share” dominance that books enjoyed for hundreds of years has some SERIOUSLY STRONG competition.

But I see this as good (well, sorta)!!

Books are slow as teaching tools for certain people (and subjects).  Video (or in a few years, virtual reality) can drastically increase the amount of information conveyed to your brain in a certain amount of time.

For example:

You can watch a 24 minute video of how to cook an egg:


You can read directions on how to cook an egg:


You can watch a 6 second Vine Video of how to cook scrambled eggs:

Now the 6 second Vine clip obviously is rudimentary, but you can get 80% of the information on how to make a basic scrambled egg from it if you sort-of all already know the basics! 

For this reason I think a medium like easily-accessible-video will bite into the amount of traditional reading people will do….and it’s not necessarily a bad thing for certain cases.

I love this guy on YouTube called The Engineering Guy, and some of his illustrated video explanations on how things work are VASTLY SUPERIOR to a textbook explanation!

Like how a CCD camera lens works:

My money on books is obviously on Amazon (AMZN).  No one else remotely has the distribution they do.  



Neville's Financial Blog: Tracking the road to financial success

I’m not sure VR (virtual reality) headsets will become super common in the next 3 years, although I DEFINITELY think they will start taking over in some form in the next 10 years.  

It will soon become a new medium which will give some stiff competition to traditional TV. Already VR headsets like the Oculus Rift provide an insanely immersive experience that far dwarfs anything a TV could give you.

Now we’re just waiting for a more useable-in-the-real-world-device and more content suited to a VR environment.  

The advent of Oculus Rift has done what the Tesla Model S did for electric cars.  It proved it CAN in fact be a mainstream product that kicks ass, and is not a gimmick.

And it looks like VR will be the next modality in which people enter their own world:

In the 1990’s – People would plug in headphones and listen to music to be in “their own little world.”

In the 2010’s – People would plug in headphones and watch their little screen to be “in their own little world.”

In the 2020’s – People will put on a fully-immersive VR mask to be “in their own little world.”  This is ALREADY HAPPENING!  The devices will of course become WAY smaller than they currently are, and probably allow for outside interaction.  Like some sort of Google Glass and Oculus Rift hybrid type thing that looks like a regular pair of hipster glasses.

The cool thing about this level of technology, is that it co-exists with an internet that EVERYONE is connected to.  

So you no longer have to be in “your own little world”, but instead you can actually JOIN other worlds that are geographically far away from you!

However there’s a ways to go in the hardware development of VR before it goes mainstream.  But with processors shrinking and the hardware already getting REALLY good, it’s time is coming in the next ten years.

I imagine the best virtual reality headset will be as non-invasive as a pair of glasses, yet as immersive as a full Oculus Rift headset.  If this is attained (and it already has been, albeit poorly), we’ll start seeing all sorts of real-world virtual reality overlay which will be AWESOME!

Imagine walking into a party, and over everyone’s head you can see their stats, who they are, who they work for, if they’re single……or if at work you design products completely through your VR lenses rather than on a computer.  The possibilities for social and work implications are awesome.  Although I’m sure the first heavy users will be gamers.  Because games in full VR will be pretty bad ass.

Imagine how addicted people are to certain immersive games like World of Warcraft…..when a fully-immersed version is introduced, you can imagine how much more addictive and exciting they will become!

I bet 10-15 years from now there will be this Matrix-like conundrum where a lot of people will vastly prefer their virtual worlds over their physical worlds (I’m looking at YOU Japan).  

My money is on: I dunno enough to make an educated guess.  However I imagine some gaming company would blossom from this technology, as a virtual world would be the coolest to explore in VR.  




I’ve been a huge 3D printing proponent for yeeearrrsss.

I even own a MakerBot Replicator 2 which I manufacture little do-dads in my own apartment!
Neville's Financial Blog: Tracking the road to financial success

I’ve even printed out cool stuff like a prosthetic hand and 3D printed chess set!

Neville's Financial Blog: Tracking the road to financial success

However, I will say with great certainty:  In 5 years I’m gonna look back at this 3D printer and laugh at what a piece of shit it is!!!

This machine is dumb as hell.

It’s basically a glorified glue-gun. All it does is heats up plastic and spits it out a tube (which happens to be on a 3D axis).  It’s dumb technology that’s existed forever.

It’s just that only recently the software and hardware has been cheap enough to be accessed by regular consumers like me (I initially bought my MakerBot for $2,700 which is still too expensive).

HOWEVER….the fact that I can now cheaply (and non-messily) print out useful objects in the confines of my apartment is incredibly game-changing.

Me and my brother even printed out several different types of wind turbines which just 5 years ago would have been impossible to manufacture in an apartment…….and we did it with ZERO skill, in less than 2 hours, and for a materials cost of less than $0.05.  WOW.

Currently this 3D printer is one stupid-ass machine, but the new technologies that are coming out will be able to print multiple materials quickly, and at the near-micron levels of accuracy.

This means you’ll be able to print out intricate objects (and soon circuitry) for minuscule prices.

Right now for less than $1,000 you can print out objects that can be made by a skilled wood lathe operator or laser cutter.  

However in 5 years you’ll be able to make devices than normally would take a small manufacturing facility with industrial equipment.

If a printer in the next 5 years can cheaply/quickly print the equivalent of basic circuitry, multiple materials, and moving parts…..the influx of 3D printers will rise dramatically.  

Currently the technology isn’t totally mainstream to average consumers, but already it’s implications in the heavy industrial world are profound:

  • New products are instantly 3D modeled and iterated on. 
  • GE is developing proprietary-only printing methods to start printing out their turbines.
  • The most advances turbine and engine additions on the market are now 3D printed, because traditional mold-manufacturing methods simply cannot replicate the intricate insides and strength of these pieces. That’s insane.
  • SpaceX currently 3D prints all their Merlin Rocket Engines.

It’s fucking nuts how rapidly heavy industry has turned to 3D printing even in it’s primitive stages.

3D printers will very quickly replace much of the custom manufacturing done by traditional production methods.

3D modeling for industrial purposes has been a round for years…..but now those people designing the models can damn-near instantly print out real-world-working versions of their models!

This turns a single lowly designer into a manufacturing powerhouse without the need for an expensive manufacturing facility!!

3D printing is now where computers were in the 1980’s.  And since the rate of advancement in that field is so rapid, it will NOT take 30 years to develop like computers.  

My longterm bet is placed on: Stratsys (SSYS).  




Neville's Financial Blog: Tracking the road to financial success

I dunno which of the crptyo-currencies will win, but it doesn’t matter.  BitCoin has already proved (in it’s infancy stages) that the concept works great, and works BETTER than the current financial system in certain ways!

The inflection points of BitCoin will be:

  • When a country like Russia or Greece totally fucks up their currency and more and more citizens see their wealth completely evaporate.  These economies will notice that there is an easier and un-alterable currency like BitCoin in which they can safely transact without worrying their purchasing power will evaporate.
  • The more people accept it, the more “value” it has.  Already Overstock, Amazon and lots of other places are accepting.  This is no different than other currencies around the world.  It’s just as “fake” or “real” as every fiat currency.  
  • If the United States Dollar (the worlds reserve currency) goes all bat-shit crazy again like it did in 2008, (and probably will between 2015 and 2017), then BitCoin will get a MASSIVE leveraged boost because people are fearful of the dollar deflating even more (ummm….which they totally SHOULD be fearful of).
  • If the above items happen, more and more BitCoin technologies will emerge that will make it SUPER DAMN EASY to transact in BitCoins.  For example, I truly think it’ll be easier to give & receive BitCoins through your phone pretty soon than any other currency out there….and with no transaction fees.  

HOWEVER I think the more exciting part of BitCoin hasn’t even started yet!!  Here’s why:

Currently financial transactions are usually above $1 because it costs too much money to accept anything less.

The Apple iTunes store was really the first to start accepting credit card charges for $0.99, but that’s the lowest it can go.

With BitCoin you’re able to transfer money down to about $0.00000001 with zero transaction cost!  THIS CAN LITERALLY CREATE AN ENTIRE NEW ECONOMY of micro-micro-micro payments.

Now I think the adoption of this depends on BitCoin first becoming relatively mainstream, but it can transform how business is done.

You could potentially pay every content creator on the net a litttttlleee bit of money for viewing their material.

You could use a companies services and only pay them $0.0002 for the small service you used.

I don’t know exactly how this will pan out, but micro-payment WILL become more of a thing as BitCoin (or other similar currencies) are used.

The micro-payment structure will most likely start in the gaming world where micro payments (of $0.99) already exist.  But it’ll start to go micro-micro-micro with BitCoin.

My money is placed on: BitCoin.  I’m not buying them as an investment per se as the market for them is in such infancy that it’ll be hard to predict….but at the time of this writing I own 6.19 BitCoin which I bought for a cost-average of about $225/each.

Neville's Financial Blog: Tracking the road to financial success

Random fact: My favorite coffee shop in austin (Bennu) has a BitCoin ATM. For reals.




I own all of these and will unlikely be selling any in the near future:

  • Google (GOOG) – 5 year success prediction: 90%
  • Tesla (TSLA)- 5 year success prediction: 95%
  • APPLE (APPL) – 5 year success prediction: 70% (3 year = 90%)
  • BitCoin- 5 year success prediction: 80%
  • Stratasys (SSYS)- 5 year success prediction: 85%
  • Amazon (AMZN)- 5 year success prediction: 85%


Other stock holdings I own which I’m not educated enough to make predictions on:

  • Visa (V)
  • Wal-Mart (WMT)
  • Primero Mining Corp (PPP)



Anything to add?

Any predictions of your own?

I would love to hear your opinions/predictions/investments for the next couple of years.

I will be giving away 3 NevBox’s (worth $97 each) to the 3 best comments.  I’ll ship them anywhere in the world for free!

Sincerely ,
Neville N. Medhora

LA, India, Japan

Hamma yamma.

I was out of town for about a month starting Dec. 29th, with a ski trip to Vail right before that.

It was Los Angeles for New Year’s, india for a few weeks, then Japan for 8 days.

Unfortunately I’m forgetful and won’t remember any of it, so I’ll post certain pictures here, and in the future when I see a few pics, all the memories will flood back!  Hooray for having a blog!

I’m literally making this post whilst at a SuperBowl party right now, so it’ll be kinda lame:

IMG_0275 IMG_0334 IMG_0344 IMG_0349 IMG_0452 IMG_0575 IMG_0576 IMG_0577 IMG_0596 IMG_0702 IMG_0722 IMG_0734 IMG_0753 IMG_0756 IMG_0760 IMG_0766 IMG_0770 IMG_0780 IMG_0789 IMG_0796 IMG_0798 IMG_0859 IMG_0889 IMG_0923 IMG_0957 IMG_0968 IMG_0970 IMG_0975 IMG_0998 IMG_1020 IMG_1066 IMG_1085 IMG_1099 IMG_1144 IMG_1154 IMG_1175 IMG_1206 IMG_1237 IMG_1239 IMG_7737 IMG_7989 IMG_7993 IMG_8004 IMG_8032 IMG_8033 IMG_8076 IMG_8078 IMG_8088 IMG_8092 IMG_8133 IMG_8248 IMG_8269 IMG_8274 IMG_8314 IMG_8347 IMG_8374 IMG_8381 IMG_8395 IMG_8401 IMG_8403 IMG_8404 IMG_8410 IMG_8419 IMG_8421 IMG_8422 IMG_8433 IMG_8437 IMG_8440 IMG_8458 IMG_8502 IMG_8507 IMG_8530 IMG_8562 IMG_8563 IMG_8567 IMG_8585 IMG_8589 IMG_8605 IMG_8618 IMG_8626 IMG_8627 IMG_8630 IMG_8657 IMG_8678 IMG_8698 IMG_8703 IMG_8720 IMG_8739 IMG_8746 IMG_8747 IMG_8755 IMG_8758 IMG_8767 IMG_8772 IMG_8780 IMG_8784 IMG_8795 IMG_8805 IMG_8820 IMG_8827 IMG_8838 IMG_8862 IMG_8879 IMG_8889 Screen Shot 2015-02-01 at 2.47.01 PM

2014 Re cap

The start of 2015, means the end of 2014!  Let’s look at the trajectory for 2015 by re-capping 2014:



Since I suck at remembering stuff, I have to write it down to remember.  Here is a broad re-cap of my 2014:


January 2014:
—Started doing one-off consults. Goal was 100 by end of year (hit).

–Went to San Francisco to speak at HustleCon


February 2014:
—Took a Workcation to Thailand. Visited Bangkok and the islands.  Got lots of work done and good ideas.


March 2014:
—Made several hundred more NevBox’s for sale and for gifts.

—Partied it up during SXSW 2014.  People were fascinated by the 3D printer.  My apartment complex politely requested, “I take down the 3D printed penis in the window.”  I bet that was the first time an apartment manager has EVER made that request in history!

—I 3D printed a chess set!

—I challenged Noah to a handstand duel.  I won….big time.

—Figured out that 2,746,149 cumulative hours have been spent on NevBlog!

–Launched The Kopywriting Checklist


April 2014:
–Had a Rock Climbing and Co-Working Party

–Did a podcast with Steve.

–Hired a business manager.

–Launched “The Autoresponder Klass”.  Goal was 7x higher than I anticipated.


May 2014:
–Did another Workcation with the AppSumo Team in Napa Valley


June 2014:
–Designed and 3D printed a part for my scooter.

–Through a WordPress Framework created The KopywritingKourse Blog to make posts about kopywriting.

–Bought a piano and started learning.  Picked up it up quickly since I already play guitar.


July 2014:
Started posting bidnaz stuff on KopywritingKourse Blog, and personal stuff on NevBlog.

Definitely started to notice I hate forgetting about events because I don’t document them.


August 2014:
–Did a video about Clickbait headlines.  A week later Facebook announced it would remove them.  It wasn’t because of me, but I’ll pretend it was ;)


September 2014:
–Went to New York

–Went to Stamford, CT. for a copywriting conference called Titans of Direct Response.

–Went to New Orleans for FinCon 2014.

–Hired a new assistant.

–Went to Burning Man 2014.  Def worth checking out once.


October 2014:
–Re-did all KopywritingKourse videos.

–Finished 100 consults.

–Started taking on a few private kopy clients.

–Implemented this pricing technique with a few clients with a lot of success.

–Did a series where I asked people how they would make $X per month.  Comments were fascinating to browse through:



November 2014:
–Started migrating all Kopywriting systems to InfusionSoft

–Made a new sales page and vid for KopywritingKourse

–Gave away the Craigslist Hiring Course for free.  A fantastic course but I no longer promote it.


December 2014:

–Went skiing in Vail

–Showed how to self publish a book.

–Taking off for New Year’s in Los Angeles.

–Traveling to India and Japan.


My 2014 in a nutshell!

The cool part is, when I personally see these items, the memories come flooding back….so I get more out of this list than you do :-P

December 2014 Goals

Here’s my December 2014 Goals:


Due to the holidays (and fun!) I’ll be traveling a whole helluva lot this month basically till February 2014.

Vail –> Austin –> Houston–> Los Angeles –> India –> Japan

(Btw….anyone gonna be hanging around Tokyo or Osaka from Jan. 14th till Jan 21st 2015?  Come meet up with me and my brother)!

Thanks to this new thing called “The Internet” I’ll be connected most of the time and be able to work from wherever.  I’m also doubling down on stuff now so I don’t have to seriously work whilst hanging with the family.



The Purpose of Life

“What is my purpose???”

You know what this question is?

It’s a meaningless fu**ing question that hippies ask to make themselves sad.

A spoon was built for a specific purpose: To get food in your mouth.
A chair was built for a specific purpose: To be sat on.
A cup was built for a specific purpose: To hold stuff.

But those are inanimate objects.

Life on the other hand was created by chance and repetition. And only life that replicates continues to survive.

That means us humans have the exact same “purpose” as dogs, fish, plankton and trees:

You exist to reproduce and assist in the survival of your species.

Hey hippies and lazy bastards of the world endlessly searching for your purpose….there it is!!! The purpose of life has been sovled!

But see, froo-froo thinkers don’t want to admit this. The real answer is obviously staring them in the face, yet they won’t acknowledge it because it’s not the easy answer they wanted to hear.

It’s like asking a successful person what “The secret to success is.” The real answer is usually “A lot of hard work.” But that’s NOT what people wanna hear! They wanna hear some magic clue that lets them shortcut their way through the hard work.

So there you have it. The purpose of life is to reproduce and assist in the survival of your species.

Here’s breaking it down further:

If your penis/vagina is in functioning order, your original purpose is to reproduce:
It’s why young people obsess over fitting in, being cool, and finding love.

If you’re no longer able to reproduce, your purpose is to assist in the survival of your species:
It’s why old people like taking care of grand kids.
It’s why people feel so good when they volunteer.

If you’re not doing things that either lead to reproduction or survival of the species, what happens? You get depressed!

It’s your brain’s way of telling you stop asking what your god damn “purpose” is and go do something that gets you ahead in life or helps your fellow humans.

I’ve seen many people endlessly ask the question “what’s my purpose” and they always tend to get a little depressed about it because they can never find it.

They’re searching for something to give them meaning…..or something to give them “drive”.

What these people need is not a “purpose”, but these two things:

1.) LITTLE GOALS (this one is required).
You will get super-depressed if you don’t have a little goal. A Little Goal can making a certain amount of money, or finishing a project, or learning something new, or being the best in your line of work, or taking a trip, or improving your living situation. Your Little Goals will constantly be changing.

2.) BIG GOALS (this one is not required, but can be searched for).
This big goal should be so big that it can’t be accomplished in your lifetime. It will vary wildly for some people. A lot of people won’t even have one, and that’s alright too. Some people will have a burning desire to end starvation in Africa or some lofty goal, and that’s alright too. If you don’t have a solid Big Goal yet….don’t dwell on it….focus on your Little Goals first and a Big Goal will materialize.

So if you’ve ever been wondering what “Your purpose in life” is. What you’re actually looking for is a GOAL.

And your goals evolve and change in different situations.

If you live in a 1st world country and have a job, maybe your short term goals are to take a trip to the beach with your friends and finally buy that new condo you’ve wanted.

But if you just got kidnapped by deadly ninjas, your new goal is probably to escape. Your beach trip and condo probably seem like pretty unimportant things.

If you live in a horrible place with no opportunity, maybe your short term goal would be to beef up your finances enough to get out, or improve your community to be more like you’d want.
Your goals will be highly affected by your environment.

Your Little Goals will be ever-evolving.

Your Big Goals will be too.

Your “purpose” in life however will remain the same: You exist to reproduce and assist in the survival of your species.

When a musician is jamming the hell out….he isn’t moping around thinking “what’s my purrrpoossee?”
His Little Goal is: rock the hell out and entertain the crowd. And he’s fully engaged in it.

When a pilot is landing a plane…..he isn’t contemplating, “maaaan what’s my purpose??”
His Little Goal is to land the plane safely. And he’s fully engaged in it.

The mom juggling kids while cooking and cleaning at the same time isn’t thinking “What’s my purpose?”
Her Little Goal is to get her kids fed. And she’s fully engaged in it.

If you don’t have a Little Goal, then MAKE one!

-Be the absolute top performer at your job.
-Aggressively learn a new skill. Piano, coding, speed reading.
-Buy my KopywritingKourse and learn how to communicate ← survival of Neville in action.
-Start making extra money for a sweet trip.

Accomplishing a bunch of Little Goals leads to you accomplishing even bigger goals.

Since the purpose of life is to reproduce and assist in the survival of your species…..

Generally anything you do to improve your own value or improve others will make you happy.

Neville Medhora

You will never be happy if you continue to search for what happiness consists of. You will never live if you are looking for the meaning of life.
–Albert Camus

Spending Account 2

In a land far-far away called ThisPlaceDoesn’tExistVille……everyone spends the same amount of money every month.

That means of all 12 months of the year, a person will spend maybe $4,000/mo for living/fun/bills. Like this:

January spending: $4,000
February spending: $4,000
March spending: $4,000
November spending: $4,000
December spending: $4,000

BAHAHAHA!! In RealWorldLand however, that shit NEVER happens! It’s more like:

January spending: $4,000
February spending: $3,000
March spending: $4,000
November spending: $7,500
December spending: $11,500

Notice those last few months shoot straight up.

Well pretty much EVERY year ever, I notice my spending goes sky-high in the last quarter of the year….and I’m not alone in this.

In October/November/December you tend to: Travel places to see family, buy lots of gifts, go to lots of parties, stay in other places…..basically A LOT OF SPENDING HAPPENS.

But years ago in college I did one smart thing, and that was create a separate spending account JUST for occasions like this.

I called it The Spending Account 2.
(ok…the name wasn’t so creative, but you get the point)!

In college I started stuffing in about $300 bucks a month to the Spending Account 2 account….so by the end of 12 months I’d have an extra $3,600 in the holiday season to spend.

At the time that would cover travel costs, allow me to buy some pretty decent gifts for everyone….and essentially lemme have some extra wiggle room to do/buy whatever I wanted for the holidays:


Having The Spending Account 2 available for extra money made holiday shopping a lot more enjoyable, when you didn’t have to “budget” to buy stuff on your normal monthly burn rate.

If you have the option to create multiple bank accounts, I’d HIGHLY suggest you create a separate one that let’s you actually enjoy the holidays instead of dread it :)

Neville Medhora – The Brown Santa Claus
P.S. You’re damn right I made a financial graphic using Emjoi!

November 2014 Goals

Ahhhhh I can smell the goals in the air.

This month is mainly a bunch of technical stuff such as porting over a lot of my biz stuff to InfusionSoft.


There is definitely a learning curve to any new system, but much of the work has been completed.  It’s also super exciting because the amount of extra stuff I can do with a more powerful CRM system like this opens up new doors :-)