Visiting an offshore oil rig (on land)

I visited an offshore oil rig my dad helped design, it was pretty cool getting to actually go on one (normally it’s NOT a thing visitors get to do)!

These are huge billion+ dollar projects with thousands of parts from hundreds of different suppliers.  Cool too see projects of this scale come together:

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Something I found interesting:
To get this platform built and setup costs about 1 billion dollars.  It can pump roughly $5,000,000/day in oil.

Assuming there’s only 300 full-production days per year, that’s still $1.5billion/year for 10+ years.  This rig will probably scrounge up $10 – 20 BILLION in oil over the years.

Wow….oil ain’t a bad business!!

Brazil 2015

For 9 days in May I went to Brazil.

Since my memory is pretty lame, I shall post random pictures of myself here in order to remember:

Places went:

  • Rio De Janeiro.
  • Bello Horizonte.
  • Ouro Preto (quaint little town, day trip at max).
  • Inhotem (to see largest outdoor art decor museum).
  • Stayed at Sheraton Rio Niemeyer (If I were to go back for a workcation, I’d probably stay here again).
  • Stayed at Miramar Hotel (If you wanna be in the hot spot of things this was awesome)!

El handstando:

My new rock collection:

Discovering Brazil…..or just posing like I did:

Beach outside room:

Levitating sand:
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Cheesy pose:

Aprazivel restaurant in the treetops:
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Going up Sugarloaf Mt:

Top of Sugarloaf:
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Fancy Fancy:
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I am a tree:
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Streets of Ouro Preto:
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Red art room at Imhotep:


This picture looks like a space base on Mars:
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Met this dude named Jebus:
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Escadaria Selarón in Rio:
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Brazillian Coast Guard doing practice helicopter rescues right outside hotel balcony!IMG_0734

Rio is really pretty:
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Hardcore security at soccer game:

Soccer game:


View from Miramar Hotel on Copacabana Beach:

Yoga dog!

Big J overlooking the city:

There was a comically large number of fire extinguishers everywhere we went in Brazil.  Especially in hotels:

First class makes life better ;)
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You know it’s fancy when you have 3 forks and 3 knives:IMG_1059

Successful.  Passed out in United Lounge:IMG_1080


Random thoughts about Brazil:

  • Way cooler place than I expected.
  • Portuguese is a very pretty language.
  • People were all extremely friendly and nice.
  • Getting ripped off wasn’t a problem, everyone very honest.
  • I personally didn’t experience any of the high theft rates commonly heard of there.
  • Would totally go back!


June 2015 Goals

My goals for June 2015:


Very simple goals.

Business Goals: Grow KopywritingKourse list.

Personal Goal: Do an “Amish Hour” before bed each night where I use no screens.  Either read, practice guitar/piano, or write (on pen & paper).

Last month (May 2015) was successful.

Put out several in-depth posts that will all get slowly added to over time:

I also went to Brazil from May 22nd till May 31st.  Work was pre-planned so I could enjoy the trip even if I got zero work done.

So whilst absent, no one noticed too much :)


May 2015 Goals

Here’s my goals for May 2015:

May 2015 Goals

I’ve been doing these Copywriting Teardowns lately and want them to be a weekly feature.  Email me if you want your site torn down and featured to 15,000+ people (NevMed at gmail com)

It was quite a busy month, and got all of April 2015 goals done which feels good.  Including a non-official goal to stay under a certain caloric limit.  My poor living room mirror was the bearer of all the tracking:

Neville Living Room Mirror Tracking

In April I spoke at a Startup Socials conference in Ft. Lauderdale in Florida:
photo 5

……then decided to stay for a few more days, so stayed at The W Hotel in South Beach miami which was AWESOME:

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The next big thing was completing my April Coding Challenge where I wanted to finish an online Ruby On Rails course so I allowed people to join me.  I also kept a Slack Chat Group going and a spreadsheet documenting progress like this:

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Ended up creating a Heroku app that went live on the web called Nevtrest (a ghetto version of Pintrest we built in the class):

Screen Shot 2015-05-01 at 6.32.53 PM

I would say I couldn’t possibly build my own web apps fluently after this class, but I DID learn several things like Git Hub and Heroku which is useful for being about to speak with programmers about.

Overall a good and productive April 2015.

Hope to keep up the progress in May 2015!

The Art Of Charm Podcast with Neville

I was on a pretty big podcast posted yesterday from The Art of Charm.


We talk about copywriting.
We talk about party crashing.
We talk about social engineering.
We talk about getting high-caliber people around you.

I would LOVE if you comment on The Art of Charm about the podcast. It would really help me out.

And to make it a little sweeter, I will be going through and send three commenters a $97 NevBox, shipped to them anywhere in the world….for free!



Go listen and comment on the podcast now!

Click here to listen & comment:



April 2015 Goals

My goals for April 2015:


1.) 29 of us are learning Ruby On Rails through my little Coding Challenge from April 1st till April 30th.

2.) The KopywritingKourse will be getting more comprehensive this month (and this year), and will double in price soon.  I’m making and adding new content this month.  Aiming to finish by April 21st. Existing members will of course get this free.

3.) Going through my sites page-by-page and optimizing email signups.

There’s never a good time

I’m learning to code. Again.

In high school I did some computer science.
I ATTEMPTED to get into the computer science program in college but got weeded out (15,000 students going for 5,000 spots).

And while I was never that great at programming, I was at least good enough at computers in general to be running several small web businesses while still in college.

And the reason was I was at least somewhat up-to-date with the technologies of the day.

Back then I knew:
–How to use a server.
–How to build a basic webpage.
–How to make ecommerce websites.
–How to buy & manage domain names.
–How to install content management systems (like WordPress) on my server.

Just kinda basic stuff to put up a website and make it do stuff.

However nowadays there’s been an emergence of much more powerful programming languages that are specifically made for the web, and you can do some cool stuff with them. And I wanna learn em!

I just wanna be able to talk intelligibly about projects to an engineer or freelancer. So I’m taking the month of April to bone up on my coding skills.

Plus….I just flat out kinda wanna learn for fun cause I think it’s cool :-)

But guess what…….April is pretty busy for me. But then May, June, July…….EVERY MONTH there’s always something!

There’s never a “good time” to do anything. You just have to do it.

It’s funny how after college people think learning ONE new thing on the side is hard. But whilst IN college people are learning like EIGHT new things at a time and often working also.

So what’s the difference?

Why can we learn so much stuff at once in that environment?

The answer is: a combination of PRESSURE and CLEAR GOALS.

Financial pressure
Social pressure
Clear Goals
damn near guaranteed success.

….and that’s exactly how I’m gonna hold myself accountable for learning to code in April.

Like this!

Neville Medhora

March 2015 Goals

Here’s my goals for March 2015:


GOAL 1.) I want to successfully finish off my Autoresponder Klass with a high completion rate.


GOAL 2.) I’m about 10 years behind on web design.  Meaning 10 years ago I was a pro at putting up a website, handling servers and all that crap.  NOW I’m super reliant on systems like WordPress or Shopify that do that stuff, but with limited customization.

So I wanna bring myself back up-to-date with the technology.  For this reason I wanna get back on the horse and start coding again….the first time since maybe my freshman year of college (2001)!!

Now I don’t plan on coding up anything fantastic myself, as there are programmers FAAARRR more capable than myself, however I would like to just get caught up with the newer technologies so I can at least half-intelligently discuss it.


GOAL 3.) Starting to add some components to the Kopywriting Kourse on the next stage to making it more valuable for people starting to learn Kopywriting.

My 2015 – 2020 Predictions

So I’ve never done this, but think it’ll be fun.  I wanna try to predict the future 3 – 5 years from now!

In 3-5 years we can come back to this post and either congratulate me or make fun me!  I also wanna just self-think what investments I should make, what technologies I should keep an eye on, or what trends to hop on.

Whilst completely impossible to predict the future, I think with current knowledge a 5 year prediction is about the absolute limit. 

I remember 5 years after the first iPhone came out there’s NO way most people could’ve predicted what  revolution that caused (every person on the planet would soon be carrying an internet-connected supercomputer in their pocket).

So let’s get started predicting!


Neville's Financial Blog: Tracking the road to financial success

Things through 2014 kicked ass, but I seriously doubt this trend will continue for numerous reasons.  I think the cracks which will cause another downturn will start to show in 2015, and continue a downward trend for a year or two after that.  I feel like at least part of 2016 will start seeing a bunch of “the world is ending” type news.

A nice explanation of economic cycles by Ray Dalio:

The good news is, when things are bad, everything is on sale!!
Houses! Stocks! Everything!

“Be fearful when everyone is greedy, and greedy when everyone is fearful.”

–Warren Buffett



Neville's Financial Blog: Tracking the road to financial success

Right now I live smack-dab-in-the-middle of downtown Austin, which is growing at one helluva rate.  And the growth is justified, as tons of big-ass companies start moving in major campuses here, which in turn is driving about 150 to 200+ young and highly paid people to move here every day.

The overall trend across the entire world is that people want to live in urban centers if they can, but at some point it gets too expensive and difficult, so they either move to a suburb or to a small place.

Thus, mid-sized cities like Austin have continued to grow at a huge rate because it’s a cool city, there’s water all over the place, the taxes are low, jobs are plentiful, it’s pretty, the weather is good, and you can overall live a super high quality of life for a reasonable amount of money.  

Sure I can buy an expensive house on the lake in Austin for $5,000,000……but I can ALSO buy a reasonable 3-bedroom family home with a front & back yard for less than $200,000 if I go just 15 minutes outside of downtown.

That last part is why cities like Durham, Boulder, Portland etc are growing so fast.  You can actually like a great life when you’re young, then have kids out in the suburbs.  Your long-term plans can be secure in a smaller city like Austin.  Whereas trying to settle down in New York or London is way more of a “difficult” deal.  

However, A LOT of people are suddenly realizing “The American Dream” because housing prices are so crazy.  This is primarily due to interests rates being STUPIDLY LOW.  Like 4% or less.  Meaning buying a $300,000+ home is pretty affordable for most people right now!

Meaning shit-tons of property is being sold.

Every single Tom Dick and Harry I know (I’ve always wanted to use that phrase!)….is either buying a house or becoming a real estate agent.  This is a starting sign of a small bubble.  It doesn’t mean it’ll collapse, but it will correct at some point.  

A the real estate prices and rents have hockey-pucked uwards in the last two years.

Whilst my overall longterm (10+ years) view of Austin and other cities is upwards, I think the short term (3 years) will see a reasonable decline in housing prices.

I SERIOUSLY DOUBT IT WILL BE IN IMPLOSION…..but it will be a “coming back down to Earth” as soon as the interest rates start going up.

Almost everyone follows this simple rule when buying a house:

If   [Rent] > [Mortgage] = Buy house.

And when interest rates are super low, then of course it drives people to buy houses.  And I’ve seen a lot of people buy houses they could not afford.  

Also there’s a trend in downtown urban areas where the rents are skyrocketing, but will likely STAY in that region and not deflate a huge amount.  

It’s because younger people want to live downtown, and would rather spend 50% or more of their income to live in a sweet-ass place downtown than spend only 20% of their income on rent, but then have to buy a car or commute every day. 

I actually sort of agree with this (to an extent).  I think your quality of life is higher if your workplace is closer. 

Also let’s factor in the AirBnB’ization of apartments.  If you live downtown and can sneak in a few rental days per month on your place, you could bring in some serious extra money, maybe offsetting the amount of money you’re spending on rent.  

tl;dr: Interest rates at some point will go up, causing housing growth to slow.  Urban rents will still be expensive.  



So here’s some thoughts about future trends I see coming, all of which I’m excited about.  

I believe in the coming 5 years these changes won’t necessarily DESTROY any industries, but instead will drastically the shift power to different companies. 


Neville's Financial Blog: Tracking the road to financial success

Electric cars will hit an inflection point soon where every car manufacturer will seriously start going electric (at least they better get on it lest they get left behind).   

By the time I have kids and they grow up I’m sure they will rarely ride in a gasoline powered car.

Who would want to???

Already the best car in the world right now is an electric car (Tesla P85D).  

Electric cars are getting massively cheaper, and a 7-seater electric family sedan can already outrun any Lamborghini on the road off the starting line, electric cars are more spacious, and they are far more simple (the average Tesla has just 25 moving parts).

The benefits of a good electric car make it SO much more appealing than a gasoline car in every single possible way that it’s almost CRAZY to think in ten years someone would want to buy a gasoline car for any other reason than price (side note: I predict gasoline cars will get super-damn cheap).

Basically as these things happen, the delta increase of electric cars will take a rapid rise:

  • Electric charging infrastructure gets better (it’s currently slightly-below the “decent” line).
  • Economies of scale starts increasing for electric car materials/parts. 
  • The price of an electric vehicle equivalent to a Toyota Camry gets to around $35,000 or under.

My money is on:  Tesla Motors (TSLA).  Not to mention they will soon control more than 80% of all worldwide battery pack production. Can’t make no electric car without no battery pack!  

A special word about my thoughts on Tesla Motors:  Aside from having a small man-crush on CEO Elon Musk, I think the “moat” around Tesla Motors is so big, and undeniably growing larger:  

  • The Tesla Gigafactory will output more L.I. batteries than ALL THE CURRENT L.I. BATTERY PRODUCTION ON THE ENTIRE PLANET.  (this is a super important factor to keep in mind).  
  • Much like Apple did with certain types of processors and super-strength glass, Tesla will likely have a stranglehold on MOST of the supply of all the materials required.  Since Tesla will be the worlds largest buyer of these materials, this lowers their price and puts a huge strain on other manufacturers to get materials.
  • In electric cars, the software within the car is almost as important (if not MORE important) than the hardware.  Since Tesla is a hardcore software engineering firm as well as hardware, it has a MASSIVE advantage over the incumbent car companies.  
  • Tesla is most likely to first introduce an SDK and API to their cars (and get the most developers on it).  With a car that’s able to be customized in any way (much like an iPhone can be customized with apps to each user), the possibilities are awesome!  Especially since developers will be able to work with a car that’s fully controlled by software and has autonomous driving capability built right in. The cool new thing will be “apps for your car” at some point in the next few years.  But they can be far more useful than simple apps on your phone.  

Also as electric infrastructure improves, I also think Tesla’s battery business will boom.  

If you think about:

Nearly EVERY SINGLE PERSON ON THIS PLANET carries around a high-capacity Lithium Ion battery right in their pocket (aka your phone).  So batteries are already big business.  

But BIG batteries are not super common yet because they are expensive.  But as economies of scale happen (Gigafactory as a start), and the natural progression of energy density increases (something like 8% per year compounded), damn-near everything will be better off powered by a battery than traditional fuel sources.  

I think dependency on fossil fuels will remain for quite some time…..however electric has started it’s timid and initial ascent.   Gas-powered car companies should take a STRONG note.  

Once again, my money is on Tesla Motors (TSLA).


Neville's Financial Blog: Tracking the road to financial success

Basically all traditional media will continue its transition into the internet.  

Cable TV will slowly more-and-more get absorbed by internet services like Netflix, Hulu, YouTube, Amazon etc.  When live sports start high-quality live streaming through the internet, the cable companies are SCREWED.   

YouTube (and similar services) are going to absolutely decimate the traditional television industry.  Like literally decimate it to shit.  

YouTube will go on an even further rise when it gets CURATION down to a science.  Currently winding down with TV is still better because it’s a mindless activity that requires no effort.   

With site like YouTube and Netflix you’ve gotta constantly think which videos to watch which is annoying and hard.  This function is already getting better…and will get REALLY good in the next 3-5 years.

Already Hulu kind of has an interesting way of showing you stuff it thinks you’ll like without having to push a button.  

Also as the screen in your pocket gets better (your phone), you’ll need a traditional TV less and less. 

If YouTube (or Hulu or NetFlix) starts streaming live sports games, it’s the nail-in-the-coffin for TV.  It’s seriously over for them.

Already for younger generations, they can identify FAR MORE YouTube celebrities than traditional TV & Movie celebrities. This trend will accelerate.  The dollars will follow (correction….they’re ALREADY following).  

Basically advertising dollars flow to where the viewers are.  This means more and more dollars will start going to Google properties, Facebook, Instagram, SnapChat….or whatever the hell else will come out in 5 years (almost impossible to tell) that keeps people’s eyeballs glued.

However I think YouTube is going to be a dominant player here. 
Big time.  

So where will a lot of advertising dollars and distribution go?
Placing my money on: Google (GOOG).

Side note: Amazon is doing some interesting things in this space, and are getting aggressive.  I think they have a legitimate shot at becoming a major player in digital content delivery like movies and TV.   




Neville's Financial Blog: Tracking the road to financial success

Traditional books are going to be less of a thing.  100 years ago all you could do was read. 

Now we can all watch video, browse internet, listen to audio, play video games etc….basically the “brain share” dominance that books enjoyed for hundreds of years has some SERIOUSLY STRONG competition.

But I see this as good (well, sorta)!!

Books are slow as teaching tools for certain people (and subjects).  Video (or in a few years, virtual reality) can drastically increase the amount of information conveyed to your brain in a certain amount of time.

For example:

You can watch a 24 minute video of how to cook an egg:


You can read directions on how to cook an egg:


You can watch a 6 second Vine Video of how to cook scrambled eggs:

Now the 6 second Vine clip obviously is rudimentary, but you can get 80% of the information on how to make a basic scrambled egg from it if you sort-of all already know the basics! 

For this reason I think a medium like easily-accessible-video will bite into the amount of traditional reading people will do….and it’s not necessarily a bad thing for certain cases.

I love this guy on YouTube called The Engineering Guy, and some of his illustrated video explanations on how things work are VASTLY SUPERIOR to a textbook explanation!

Like how a CCD camera lens works:

My money on books is obviously on Amazon (AMZN).  No one else remotely has the distribution they do.  



Neville's Financial Blog: Tracking the road to financial success

I’m not sure VR (virtual reality) headsets will become super common in the next 3 years, although I DEFINITELY think they will start taking over in some form in the next 10 years.  

It will soon become a new medium which will give some stiff competition to traditional TV. Already VR headsets like the Oculus Rift provide an insanely immersive experience that far dwarfs anything a TV could give you.

Now we’re just waiting for a more useable-in-the-real-world-device and more content suited to a VR environment.  

The advent of Oculus Rift has done what the Tesla Model S did for electric cars.  It proved it CAN in fact be a mainstream product that kicks ass, and is not a gimmick.

And it looks like VR will be the next modality in which people enter their own world:

In the 1990’s – People would plug in headphones and listen to music to be in “their own little world.”

In the 2010’s – People would plug in headphones and watch their little screen to be “in their own little world.”

In the 2020’s – People will put on a fully-immersive VR mask to be “in their own little world.”  This is ALREADY HAPPENING!  The devices will of course become WAY smaller than they currently are, and probably allow for outside interaction.  Like some sort of Google Glass and Oculus Rift hybrid type thing that looks like a regular pair of hipster glasses.

The cool thing about this level of technology, is that it co-exists with an internet that EVERYONE is connected to.  

So you no longer have to be in “your own little world”, but instead you can actually JOIN other worlds that are geographically far away from you!

However there’s a ways to go in the hardware development of VR before it goes mainstream.  But with processors shrinking and the hardware already getting REALLY good, it’s time is coming in the next ten years.

I imagine the best virtual reality headset will be as non-invasive as a pair of glasses, yet as immersive as a full Oculus Rift headset.  If this is attained (and it already has been, albeit poorly), we’ll start seeing all sorts of real-world virtual reality overlay which will be AWESOME!

Imagine walking into a party, and over everyone’s head you can see their stats, who they are, who they work for, if they’re single……or if at work you design products completely through your VR lenses rather than on a computer.  The possibilities for social and work implications are awesome.  Although I’m sure the first heavy users will be gamers.  Because games in full VR will be pretty bad ass.

Imagine how addicted people are to certain immersive games like World of Warcraft…..when a fully-immersed version is introduced, you can imagine how much more addictive and exciting they will become!

I bet 10-15 years from now there will be this Matrix-like conundrum where a lot of people will vastly prefer their virtual worlds over their physical worlds (I’m looking at YOU Japan).  

My money is on: I dunno enough to make an educated guess.  However I imagine some gaming company would blossom from this technology, as a virtual world would be the coolest to explore in VR.  




I’ve been a huge 3D printing proponent for yeeearrrsss.

I even own a MakerBot Replicator 2 which I manufacture little do-dads in my own apartment!
Neville's Financial Blog: Tracking the road to financial success

I’ve even printed out cool stuff like a prosthetic hand and 3D printed chess set!

Neville's Financial Blog: Tracking the road to financial success

However, I will say with great certainty:  In 5 years I’m gonna look back at this 3D printer and laugh at what a piece of shit it is!!!

This machine is dumb as hell.

It’s basically a glorified glue-gun. All it does is heats up plastic and spits it out a tube (which happens to be on a 3D axis).  It’s dumb technology that’s existed forever.

It’s just that only recently the software and hardware has been cheap enough to be accessed by regular consumers like me (I initially bought my MakerBot for $2,700 which is still too expensive).

HOWEVER….the fact that I can now cheaply (and non-messily) print out useful objects in the confines of my apartment is incredibly game-changing.

Me and my brother even printed out several different types of wind turbines which just 5 years ago would have been impossible to manufacture in an apartment…….and we did it with ZERO skill, in less than 2 hours, and for a materials cost of less than $0.05.  WOW.

Currently this 3D printer is one stupid-ass machine, but the new technologies that are coming out will be able to print multiple materials quickly, and at the near-micron levels of accuracy.

This means you’ll be able to print out intricate objects (and soon circuitry) for minuscule prices.

Right now for less than $1,000 you can print out objects that can be made by a skilled wood lathe operator or laser cutter.  

However in 5 years you’ll be able to make devices than normally would take a small manufacturing facility with industrial equipment.

If a printer in the next 5 years can cheaply/quickly print the equivalent of basic circuitry, multiple materials, and moving parts…..the influx of 3D printers will rise dramatically.  

Currently the technology isn’t totally mainstream to average consumers, but already it’s implications in the heavy industrial world are profound:

  • New products are instantly 3D modeled and iterated on. 
  • GE is developing proprietary-only printing methods to start printing out their turbines.
  • The most advances turbine and engine additions on the market are now 3D printed, because traditional mold-manufacturing methods simply cannot replicate the intricate insides and strength of these pieces. That’s insane.
  • SpaceX currently 3D prints all their Merlin Rocket Engines.

It’s fucking nuts how rapidly heavy industry has turned to 3D printing even in it’s primitive stages.

3D printers will very quickly replace much of the custom manufacturing done by traditional production methods.

3D modeling for industrial purposes has been a round for years…..but now those people designing the models can damn-near instantly print out real-world-working versions of their models!

This turns a single lowly designer into a manufacturing powerhouse without the need for an expensive manufacturing facility!!

3D printing is now where computers were in the 1980’s.  And since the rate of advancement in that field is so rapid, it will NOT take 30 years to develop like computers.  

My longterm bet is placed on: Stratsys (SSYS).  




Neville's Financial Blog: Tracking the road to financial success

I dunno which of the crptyo-currencies will win, but it doesn’t matter.  BitCoin has already proved (in it’s infancy stages) that the concept works great, and works BETTER than the current financial system in certain ways!

The inflection points of BitCoin will be:

  • When a country like Russia or Greece totally fucks up their currency and more and more citizens see their wealth completely evaporate.  These economies will notice that there is an easier and un-alterable currency like BitCoin in which they can safely transact without worrying their purchasing power will evaporate.
  • The more people accept it, the more “value” it has.  Already Overstock, Amazon and lots of other places are accepting.  This is no different than other currencies around the world.  It’s just as “fake” or “real” as every fiat currency.  
  • If the United States Dollar (the worlds reserve currency) goes all bat-shit crazy again like it did in 2008, (and probably will between 2015 and 2017), then BitCoin will get a MASSIVE leveraged boost because people are fearful of the dollar deflating even more (ummm….which they totally SHOULD be fearful of).
  • If the above items happen, more and more BitCoin technologies will emerge that will make it SUPER DAMN EASY to transact in BitCoins.  For example, I truly think it’ll be easier to give & receive BitCoins through your phone pretty soon than any other currency out there….and with no transaction fees.  

HOWEVER I think the more exciting part of BitCoin hasn’t even started yet!!  Here’s why:

Currently financial transactions are usually above $1 because it costs too much money to accept anything less.

The Apple iTunes store was really the first to start accepting credit card charges for $0.99, but that’s the lowest it can go.

With BitCoin you’re able to transfer money down to about $0.00000001 with zero transaction cost!  THIS CAN LITERALLY CREATE AN ENTIRE NEW ECONOMY of micro-micro-micro payments.

Now I think the adoption of this depends on BitCoin first becoming relatively mainstream, but it can transform how business is done.

You could potentially pay every content creator on the net a litttttlleee bit of money for viewing their material.

You could use a companies services and only pay them $0.0002 for the small service you used.

I don’t know exactly how this will pan out, but micro-payment WILL become more of a thing as BitCoin (or other similar currencies) are used.

The micro-payment structure will most likely start in the gaming world where micro payments (of $0.99) already exist.  But it’ll start to go micro-micro-micro with BitCoin.

My money is placed on: BitCoin.  I’m not buying them as an investment per se as the market for them is in such infancy that it’ll be hard to predict….but at the time of this writing I own 6.19 BitCoin which I bought for a cost-average of about $225/each.

Neville's Financial Blog: Tracking the road to financial success

Random fact: My favorite coffee shop in austin (Bennu) has a BitCoin ATM. For reals.




I own all of these and will unlikely be selling any in the near future:

  • Google (GOOG) – 5 year success prediction: 90%
  • Tesla (TSLA)- 5 year success prediction: 95%
  • APPLE (APPL) – 5 year success prediction: 70% (3 year = 90%)
  • BitCoin- 5 year success prediction: 80%
  • Stratasys (SSYS)- 5 year success prediction: 85%
  • Amazon (AMZN)- 5 year success prediction: 85%


Other stock holdings I own which I’m not educated enough to make predictions on:

  • Visa (V)
  • Wal-Mart (WMT)
  • Primero Mining Corp (PPP)



Anything to add?

Any predictions of your own?

I would love to hear your opinions/predictions/investments for the next couple of years.

I will be giving away 3 NevBox’s (worth $97 each) to the 3 best comments.  I’ll ship them anywhere in the world for free!

Sincerely ,
Neville N. Medhora