What It Costs To Be Alive

I don’t know where this came from, but I was randomly curious on how much it costs me to simply exist here in Austin, TX. per year.

Fixed Yearly Costs:
$1,000 = Car insurance ($84/month)
$1,800 = Health insurance ($150/month)
$960 = Cell phone ($80/month)
$6,000 = Rent ($500/month)
$12,000 = Food, gas, general items ($1,000/month)
$2,400 = Random Costs ($200/month)

Total = $24,160

That’s just to live, doesn’t even account for going out, travelling etc.
I also have few monthly bills because I have no debt, no loans and no car payment.

Hmmm….good to know.

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    Blog posted on: April 30, 2008

    15 comments on “What It Costs To Be Alive

    1. Rachel @ Master Your Card

      Interesting calculation. I feel a bit to scared to do mine! I am working hard and I don’t know if I want to know how much of it I spend on those things that come in brown envelopes!

      Reply
    2. James Cox finance blog

      Nice blog, I calculated my costs to live in Sydney (right in the middle fo the city) in australia and we are looking at $36,320 before going out.

      James.

      Reply
    3. blind ape

      OK, I bite and will add mine.
      (Keeping in mind that Zurich, Switzerland is quite expensive)

      $1,200 = Car insurance
      $3600 = Health insurance ($150/month)
      $360 = Cell phone ($30/month)
      $19,200 = Rent ($1600/month)
      $12,000 = Food, gas, general items ($1,000/month)
      $2,400 = Random Costs ($200/month)

      Comes out to
      $38,760 annually or $3230 monthly

      Reply
    4. Neville

      I was in Zurich last year, and it cost $10 USD for a meal at McDonalds!

      However I also think Switz has the highest living standard of any country?

      -Nev

      Reply
    5. Premium Card Guy

      Damn that seems really expensive. Here’s roughly what it costs for me:
      $850 – Car insurance
      $640 – cheap health insurance (very basic, $53/month)
      $360 -Cell phone, $30/month)
      $6,615 – Rent ($551/month)
      $12,000 – Food, gas other ($1000/month)
      $1560 – Random costs – $130/month
      Other random stuff- $5000

      Total = $15,025

      Reply
    6. Anonymous

      I’ve been reading your blog for awhile, and started keeping my own last month — budgetblogger.com

      I’m not quite as good as you seem to be in keeping track. I’m still living paycheck to paycheck, but hoping to improve. Thank you for your site. It really helps, and inspired me to start mine.

      Reply
    7. senile simian

      Yes, Switzerland (and especially Zurich) is very expensive.

      But hey, Zurich has been rated “best quality of living worldwide” for three years in a row, so..

      I enjoy living here and calculations like that are very, VERY good to do once in a while.

      ::the blind ape::

      PS: I would love it if you would interact more on your blog comments. You have to approve them anyway, so why not drop a few lines.
      (This is also a good SEO tip for anyone running a blog)

      Reply
    8. That Travel Girl

      Wow, does it really add up to that much!? Oye…*holding breathe while calculating mine*…

      Car Insurance…$1080 (full coverage)
      Health Insurance…$2548 ($98 a paycheck – 26 pay periods)
      Cell phone…$180 (The beauty of a family plan)
      Rent…$4800 ($400 monthly for my share)
      Food, gas, general items…$12000
      Random costs…$2400
      TOTAL: $23,008
      The cost of holding your breathe long enough to do the math…priceless (cheap shot, I know)

      Reply
    9. TheOldVIc

      Pretty expensive – especially the health insurance. The rent seems cheap though – here in tthe UK you pay $900 easily and if you live in London you pay $1800 for a very ordinary 2 bedroom flat !

      Reply

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