NevBlog

Neville's Digital Surrogate Brain

Making up for being absent

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It’s been a full month since the last entry, and I feel like I should have tracked it better. I kind of wish this blog was private so I could actually write everything that goes on, but it’s still nice to share.

Anyhow, I was in California for 2 1/2 weeks for business/fun, and the trip was very successful. I spent a total of $2,100 which was slightly over budget, and rings in an average of $123/day. I still feel that’s a lot, because I didn’t pay a cent the entire trip for housing (Thanks to awesome friends).

During the trip I spent over $600 on rental cars. I had to make sure I got full insurance coverage on all the cars since I recently got in a wreck, plus I’m under 25, generally meaning an extra $25 per day….plus you have to fill up your own gas.

My rental car for 21 days after the wreck was taken care of by the insurance company, but I had to pay $315 for the extra insurance ($15/day). I made sure to take this, because if I wrecked the rental WITHOUT insurance, I’d be doubly screwed.

Soon as I got back to Austin, I realized my lease on my summer apartment had expired! I got back to Austin at 1:00am on a Sunday night, and the apartment management had threatened to move my stuff out of the apartment by THAT NIGHT. Obviously I haggled here and there and eventually got them to slightly extend my stay for free, but I needed an apartment FAST.

Craigslist came to the rescue. I now have a larger room in a nearby apartment for only $270/month…and I paid out the entire lease up front, so all the way until December I don’t have to pay a monthly rent. Total was $945 till December 1st, 2006.

Unfortunately I had to move IMMEDIATELY when I got back to Austin, but the Camry was gone, so fortunately my parents gave me their spare van to use for the move. Also with a temporary car to use, I don’t have to go car shopping immediately. Plus I also have my scooter and bicycle to use….and legs….and the buses.

The van actually came in handy because I needed to move quick in one trip, I don’t think the Camry would have fit all my stuff (even though I have very little). It’s not the most fun thing to drive, but it does get me around having to buy a new car immediately! Here’s my new pickup line:

Free Advertising / California Trip

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The FacebookProfile site started about a month ago is getting a good amount of traffic, and now also has a PageRank of 4.

I personally HATE advertising-based business models, but I don’t see any other income options for this site. Currently still making between $0 and $3 per day….ehh.

A funny way for advertising any site for free is with chalkboard graffiti in campus classrooms. FacebookProfile won’t benefit TOO much from this form of advertising, but it’s a great way to promote local ventures, parties, upcoming events etc!

And just for kicks I took these pictures until some very confused janitors walked in :-)

I will be in California next week, so if anyone with an interesting story wants to meet up, you know where to reach me.

July 24th (Monday) – July 27th (Thursday) = Los Angeles

July 27th (Thursday) – August 3rd (Thursday) = San Francisco Bay Area

August 3rd (Thursday – August 7th (Monday) = Las Vegas for Defcon Hacker Convention.

I M P O R T A N T :
I’m making an open request for anyone to let me know of any big events going down while I’m there. It’d be fun to crash a couple of high profile parties, make some contacts and have fun.

The whole purpose of this trip is to make new contacts, so if you’ve got any leads, let me know!

Dedicated Days – YouTube Videos

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Oye….staying focused on a task is hard when there are lots of different things going on.

Something I’ve really slacked on is getting all my House Of Rave videos on YouTube, like this section of the videos. This way viewers can watch the videos directly on the website, and it also garners free advertising from YouTube.

This transition requires the following for EACH video:

  1. Uploading the video to YouTube. (approx 1-2 minutes)
  2. Writing a new description. (approx 2 minutes)
  3. Taking a new screenshot from the YouTube video and Photoshopping to correct size. (approx 2-3 minutes)
  4. Uploading new screenshot and video (approx 1 minute)
  5. formatting the More Info page with pertinent video information (approx 3-4 minutes)

It’s probably the most mundane thing I’ve ever done. In the end it will pay off, but damn it’s not fun right now! I’ll have to find a way to streamline all this work.

So today ALL I WILL DO TODAY is overhaul the HoR video section. I have taken care of most of my daily work, and undoubtedly more will pop up throughout the day, but my ONE MAIN TASK IS UPLOADING THE ENTIRE VIDEO SECTION.

It’s 11:50am on Tuesday right now…..

If it’s not done by 11:59pm tonight, I’ve been slacking!!
-Nev

Car Accident – Car Totaled

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Last week I TOTALED MY CAR. Correction, an uninsured guy ran a red light as if it didn’t exist and totaled my car.

I planned on having my flawless 2004 Toyota Camry for a very long time, but thanks to “Mr. Crossed Six Lanes of Busy Traffic on a Red Light” that’s not happening.

It was a pretty bad wreck (The pictures don’t capture the damage very well), but I fortunately walked out of it without a scratch. It’s not yet 100% sure what’s going to happen with the insurance, all I know is I’m going to be over $8,000 poorer after it’s all done.

I’ve been in two wrecks where a car was totaled, both not my fault, and both times the other person DIDN’T HAVE INSURANCE.

Suppose this wreck was my fault, my insurance would taken care the other guys expenses….but when the tables are turned and it’s HIS fault, I get nothing? Doesn’t sound fair at all, and therefore I’m pressing charges against this guy. All he gets is a minor ticket for driving without insurance?? NO WONDER so many people don’t get insurance, there’s really no urgent need for it.

Here I display my Flash design skills and have recreated a crude version of the accident:

The second I saw him cross into my lane (I had a green light and was going the speed limit) I swerved & braked, but it was too late. He almost hit a bunch of other people going through the light also, and more than 4 people turned their cars around to yell at the guy….two of them stayed to testify for me.

The thing is, I can’t really afford to pull more than $8,000 (Possibly more than $10,000) from nowhere. I also refuse to take a loan for a new car. I will buy a car for cash, even if I have to drive a low-end Kia. In an extremely regrettable decision, I might have to sell off a lot of my stock to pay for this….or start making a lot more money, really fast (I like the latter option)!

I’m grateful this is a financial impact rather than a health impact. I remember seeing the door handle of the truck slamming into my car not even two inches from my face…so this situation could have been MUCH worse.

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Now I need to do the (im)possible and find a NEW Toyota Camry for under $10,000. That car holds it’s value so well that it’s very difficult.

The Stuff I Read

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These days I’m pretty selective of what I read on a daily basis. I used to read a lot of personal finance blogs, but quickly lost interest after the same stuff gets repeated hundreds of times.

However I have always enjoyed blogs that document personal adventures in money making. The point of these blogs is not necessarily to educate the world about personal finance, but to track progress of money making and experiment with new and creative ways of doing it. I also enjoy lots of technology related sites.

ONLINE READING:
I like to keep track of the technology field, and a great way to do that is by keeping track of new trends, technology and tech news. Me as with most people stumble across the most interesting things via the most random web surfings.

– www.engadget.com – Gadgets and junk
– www.gizmag.com – Probably my favorite technology site.
– www.gizmodo.com – Gadgets and junk
– www.hackaday.com – I come across a lot of underground technology through this site.
– www.luxist.com – Luxury things, new trends.
– www.techcrunch.com – Technology related news, mostly about how “Web 2.0” no-revenue websites keep getting funding. However they always manage to report the LATEST tech news.

On a more sporadic schedule, I checkout:
www.business-opportunities.biz – Business blog aggregation site. Stumble across some nice articles time to time.

www.entrepreneurs-journey.com – Yaro from Down Under talks about his business experiences….although lately he has changed his format to “Blogging about Blogging” which I’m not a fan of. He has managed to financial support himself with his own ventures, so I admire that.

www.okdork.com – Noah Kagan documents his own biz journey. I’ve actually met up with Noah when he came to Austin a while ago where we met at a coffee shop near the UT Campus. The second after we shook hands and said hello, he proceeded to find a magazine to read in the bathroom….then disappeared for a very, very long time while I waited. His website is different, kind of immature and I’ve got a feeling Noah will jump into all sorts of wacky internet ventures and at some point hit it big.

www.howtobepoor.com – Max documents some of his side projects in a personal finance style blog. One of the few blogs I still read time to time because 1.) It’s different and 2.) He can actually think of a money-making idea and implement it himself because he’s also a great programmer. I wish I could program.

www.blogmaverick.com – I think it’s INCREDIBLY REFRESHING to read a blogger who has actually “Been there, done that.” Generally advice and opinions on the internet are dispensed by people who have never had any direct experience with what they’re talking about…..like those people who become millionaires only by writing a book ABOUT becoming a millionaire. Their advice will rarely help anyone. Mark Cuban however is a a busy-billionaire and still bangs out a great blog!

WEIRD BOOKS:
Sometimes I’ll randomly stumble upon a book which is not really a business book, but a business book in disguise. For example, when I met with John Moore, he was flabbergasted that I had already read a book called DEALING CRACK. It was a very short book about a student who actually went undercover in rough neighboorhoods to find out about the underground world of hard drug dealing. When they guy who headed up the Starbucks and Whole Foods marketing groups strongly recommends this book, there is something to it.

The reason I read the book was because of the way it described these micro-economies fueled by illegal drugs. It’s hard to exlpain, but the book captured the essence of supply and demand, customer care and business deals in such a raw and unique way that it was one of the top business books I’ve ever read.

BUSINESS BOOKS:
I’ve read quite a few popular business books, and quite frankly I hate most of them. They talk about the same stuff and dish out the same advice……what I enjoy are STORIES about successful people….especially if it’s autobiographical.

I believe the key to finding a book that may actually help is finding out who the author is. Is it someone who has never made any money except from hocking books ABOUT making money? Has this person actually accomplished anything in the field they’re talking about?

If I want to learn about making big money, I’d read an autobiography by Richard Branson or Donald Trump, or perhaps a biography about Larry Ellison or Bill Gates. The key is to read A LOT of these books, because everyone has different advice that worked for THEM.

Another way to find quality reading material is finding out what someone you admire used to read. Obviously if this impressive person has accomplished so much, they can tell you what material has inspired them. Often some of the most famous figures of our time have read timeless pieces of work like John Locke and Gandhi.

I’m always on the lookout for non-conventional reading material the masses overlook, so if you’ve got a great site or book suggestion, drop me a line!

June 2006 Review

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For the remainder of this year my goal is to increase the income of my existing small businesses, create a few new ones and by years end have them making a combined total of at least $7,500/month on a consistent basis.

The foundation of that income will be House Of Rave, the business has been a constant money maker since high school, so it’s much less volatile than newer ventures.

For June, HoR brought in over $2,500 in profit (about $7,900 in gross sales). If this continues, I am halfway to my HoR goal of $5,000/month.

Interesting Fact: Last year in June, House Of Rave brought in $718 in profit. So from last year there has been over a 300% increase in profits.

Next Steps: Of course doubling income for HoR will be a difficult task, but I’ve already started to prepare for it. I’ve upgraded my shopping cart software which by Monday will support the BRAND NEW Google Checkout feature, and I’m working on allowing visitors to comment on the highly popular video section. I’ll also be visiting the supplier I’ve worked with for so long in California.

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Judging from this post, my June 2005 account balances totaled $26,374.

My current account balances are:

General Account – $ 1,700
Spending Account – $ 200
Spending Account 2 – $ 811
Investment Account – $ 3,523
Bill Account – $ 1,202
Permanent Savings – $ 2,828
Charity Account – $ 338
Stock Portfolio Value – $ 11,073
Roth IRA – $ 6,674
Emigrant Direct – $ 5,015
Total Liquid Assets – $ 33,364

Credit Card Balance – $ 0
Business Holding – $ 3,692
Total On Hand – $ 37,056

Write Whatever You Want!

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I always like experimenting with cool little widgets. I was thinking of putting this one on FacebookProfile.com as kind of a gimmick, here is a LIVE test version which can be freely written on by anyone:

I like this little widget because it allows visitors to instantly post comments, links, insults or any funny thing they can think of. It’s also funny and interesting to see the ridiculous things people write when they are completely anonymous!

View the history of the messages here:
https://www.nevblog.com/yshout/yshout.php?history

Curb Painting Part 2

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(See Curb Painting Part 1 if you haven’t already)….

…$15!  Checkout the screenshot of the self-checkout line I went through:

The stencils I bought were the bendable cardboard kind, which are good for when the curb you’re painting is curved.  However I wanted the inter-locking brass stencils for flat curbs.  I also wanted these because they inter-lock and stay in place, rather than having to tape each number together (see how they snap together?):

Next I tried a practice run on some more newspaper using the new materials I bought and the new brass stencils.  It came out pretty descent:

If the police, fire department or ambulance service was looking for this house at night, it’d be VERY hard to see this address label.  So next, I wanted to prove how much better a raggedy old curb address looks when painted over. I purposely used a smaller border to show this was the same curb, just painted over it for dramatic effect:

Look at the difference!  You can still see the original outline I left as a comparison.  THIS is why people will buy this service.  Over the years I’ve also refined some secret tricks I use to sell more.  I’ve also learned what NOT to do that will leave you struggling to find jobs.

To see the video I made about this (and where I pretty much hold someone’s hand step-by-step to show them how to do this), enter your name and email below:

Painting Address Numbers on Curbs

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I’ve seen people do this all day, charge up to $40 per painting and do whole neighborhoods:
Re-painting the address numbers on curbs of houses.

I always thought this was a cool and easy way to make some extra money. So in some spare time this week I bought some plastic stencils (About $8) and some black/white outdoor spray paint (About $10) and decided to see how hard it could be.

I took the materials outside and gave it a rough shot on some newspaper:

It was a little messy, and I had to end up cutting the stencils apart, but my first painting came out alright. Not perfect, but alright.

I then started using tape to seal any loose areas of the stencils together, and I successfully made a semi-neat spray of the numbers. This isn’t hard stuff, but it takes a little trial and error testing.

I’ve seen lots of neighborhoods around Austin where I couldn’t find a house because of the lack of address numbers, think of what would happen if a police car or ambulance couldn’t find your house number.

Perhaps in the next few weeks I’ll give this a shot. I tried it out on some old curbage at my apartment complex, and it turned out decent….very rough….but nothing a little practice won’t clean up.

This would be an awesome way to make a good $100+ a day for a couple of high school kids or Boy Scouts. Actually, anyone could setup this little curb painting business for themselves and make a quick income!  It involves an easy service you can sell door-to-door that people will gladly pay for.

It seems everyone nowadays is talking about “Making money doing nothing” …..which is great….but making money from good old manual labor is sometimes very rewarding!

My first tries of the curb painting were a little rough, and I wanted to actually DO this door-to-door, so I bought new materials and made my own custom curb border out of cardboard I had laying around the house.  I was surprised how cheap everything was!  Altogether my total at Home Depot came out to less than……

GO TO PART 2 –> of the experiment (I did a much better job on my second tries)!

Using a Flask

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I am really cheap, and hate spending money. However, I also like to go out and have lots of fun, which generally costs $$$.

After I turned 21, I realized the sheer amount of money people waste at bars. Here in Austin, TX. we have a thriving Downtown nightlife, consisting of several streets of busy clubs and bars…needless to say there are tons of places to throw away your money.

From about 9pm till 2am, the main product being sold all over Downtown is alcohol. Clubs/bars make almost all their money from alcohol, restaurants make much of their money from alcohol and even cruise boats make much of their money from drink sales. It’s actually pretty ridiculous how much money is made from alcohol sales.

To combat these high prices (and allow me to be extremely cheap), I will sometime bring a flask out with me. This thing cost me $20, fits perfectly in my back pocket and holds roughly 5 oz. of liquor.

What I can’t stand about drinks are their extremely high margins. Liquor is ridiculously marked up almost everywhere. Another thing I begrudgingly have to do every time is tip. If someone simply opens a bottle of beer for me, does that warrant even a $1 tip?? I tip, but don’t like it. After a tip, an already expensive drink becomes even more expensive.

If I know I’m going out, but don’t want to spend a lot of money, I’ll fill the flask with a liquor of choice, for example, rum. This way I can ask the bartender for JUST a Coke with ice. I’d say about 70% of the time they’ll give it to me free. I can then secretly mix in some rum, and have a Rum & Coke.

Ghetto? You bet!

The most I’ve ever spent on a single drink was at an upscale club in Miami – $17 for a Vodka & Red Bull. Imaging my surprise when I pulled out a $10 bill to pay, but was quoted $17….and then I had to tip $3!! TWENTY DOLLARS for a small drink in a plastic cup filled mostly with ice!! OUTRAGEOUS. I can buy 20 Double Cheeseburgers from McDonalds for that money.

Another thing I do when going out is use CASH ONLY. I NNEEEVVERRR charge drinks to a card. This way you can SEE how much money you are throwing away, and I can control my spending much better this way. A $20 bill can generally cover an entire night (Generally which I end up spending mostly on Pizza :-) and leave me with some money the next day.